Your employees are overpaying their student loans. We fix that.

Finnita enrolls borrowers into the federal programs that can dramatically reduce or eliminate their debt — handling everything so they don't have to.

$468/mo average savings per customer
98% enrollment success rate
$0 cost to the employer
100% refund guarantee

The problem isn't eligibility. It's execution.

Millions of working Americans qualify for federal programs that can lower their student loan payments by hundreds of dollars a month — or eliminate their debt entirely. But the paperwork is complex, the deadlines are unforgiving, and only 11% who try on their own succeed.

Finnita changes that. We don't give people information and wish them luck — we enroll them. Our team handles everything: assessment, enrollment, paperwork, and ongoing annual recertification.

Three healthcare professionals in scrubs standing together in a hospital corridor

How it works

Step 1

Free benefit analysis

Answer five questions and upload your loan file. In under 60 seconds, Finnita's proprietary algorithm identifies the federal programs that could save you the most — and shows you exactly what you'd save.

Step 2

We handle enrollment

Once you're in, our team takes over. We complete the paperwork, coordinate with your employer for any required certifications, and get you enrolled. 98% of our customers are successfully enrolled.

Step 3

Ongoing management

Federal programs require annual recertification. Miss a deadline, and you could lose everything. Finnita manages recertification every year — so you never have to think about it again.

What our customers say

Education
The team made this extremely easy for me and took a great deal of stress off my shoulders. I felt like I was in good hands. Amazing service from beginning to end!
Susan, Educator, FCBOE
Healthcare
Finnita did a great job of obtaining the required information and getting things completed timely. Speaking with the Customer Reps was quite effortless — quite refreshing to not have to go through multiple phone trees to get connected to a real person.
Michael F., Health First Hospital

Built to protect borrowers

Every competitor in this space offers refinancing — which can permanently strip borrowers of the federal protections that make forgiveness possible. Finnita will never refinance a federal student loan. As a Delaware Public Benefit Corporation, our values are written into our charter.

  • No refinancing. Your federal loan protections stay intact. Always.
  • No credit checks. Federal programs don't require one — and neither do we.
  • No new debt. We enroll you in existing federal programs. Nothing new to repay.

See what you could save

It takes 60 seconds to find out how much you could save on your student loans. No commitment, no credit check.

Check Your Savings

Bring Finnita to your organization

A meaningful employee benefit that costs you nothing. No budget approval, no procurement, no administrative burden.

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