The Limited PSLF Waiver closed on October 31, 2022, but borrowers who work for a qualified non-profit entity or in any federal, state, municipal or other local entity can still benefit from the One-Time Adjustment program if they act before May 1, 2023. The One-Time Adjustment Program can provide federal loan forgiveness for qualifying and non-qualifying payments, and even certain periods of forbearance or deferment due to COVID-19.